@font-face{font-family:NotoLocal;src:url('../assets/fonts/NotoSansKR-Regular.woff') format('woff');font-style:normal;font-weight:100 500;font-display:swap}
@font-face{font-family:NotoLocal;src:url('../assets/fonts/NotoSansKR-Bold.woff') format('woff');font-style:normal;font-weight:600 900;font-display:swap}
:root{--paper:#f6f3eb;--ink:#132d43;--muted:#586976;--teal:#137b76;--coral:#de664a;--line:#d8dedb;--blue:#8ba6b5;--gold:#bd934d;--font:NotoLocal,'Apple SD Gothic Neo','Malgun Gothic',sans-serif}
*{box-sizing:border-box}body{margin:0;color:var(--ink);background:#e7ebe8;font-family:var(--font);word-break:keep-all}button,input,select,textarea{font:inherit}button,a{touch-action:manipulation}button{cursor:pointer;border:1px solid #cbd4d5;border-radius:6px;background:#fff;color:var(--ink);font-size:14px;padding:10px 15px;min-height:42px}button:hover{background:#e8eeeb}button:focus-visible,a:focus-visible{outline:3px solid var(--teal);outline-offset:4px}button:disabled{opacity:.4;cursor:default}a{color:inherit}.app-header{height:66px;padding:0 26px;display:flex;align-items:center;justify-content:space-between;background:var(--paper);border-bottom:1px solid var(--line)}.brand{display:flex;align-items:center;gap:12px;text-decoration:none;font-size:15px;font-weight:700}.brand>b{font-size:30px;border-right:1px solid var(--line);padding-right:14px;line-height:1.2;font-variant-numeric:tabular-nums}.brand small{font-size:10px;display:block;letter-spacing:2px;margin-top:1px;color:var(--muted)}.header-actions,.nav-controls,.note-controls,.time-controls{display:flex;align-items:center;gap:10px}.plain-link{font-size:14px;text-decoration:none;padding:10px}.stage{height:calc(100dvh - 140px);min-height:180px;position:relative;overflow:hidden;background:#e7ebe8}.stage #slides{position:absolute;left:50%;top:50%;width:1600px;height:900px;transform:translate(-50%,-50%) scale(var(--slide-scale,1));transform-origin:center}.slide{display:none;position:absolute;inset:0;width:1600px;height:900px;padding:54px 74px 38px;background:var(--paper);overflow:hidden;flex-direction:column}.slide.active{display:flex}.slide-top{display:flex;justify-content:space-between;align-items:center;min-height:32px;font-size:20px;letter-spacing:.02em;color:var(--muted);margin-bottom:28px}.slide-top .part-label{font-weight:700;color:var(--teal)}.slide-top .time-label{display:flex;align-items:center;gap:18px;font-size:18px}.slide h1{font-size:59px;line-height:1.24;letter-spacing:-2.3px;font-weight:700;margin:0 0 25px}.slide .subtitle{font-size:28px;line-height:1.55;color:var(--muted);margin:0 0 28px}.slide-body{flex:1;min-height:0;display:flex;flex-direction:column;justify-content:center;font-size:28px;line-height:1.55;gap:22px}.slide-footer{display:flex;align-items:flex-end;justify-content:space-between;gap:24px;font-size:16px;line-height:1.5;color:var(--muted);padding-top:18px;margin-top:auto}.slide-footer .source-line{max-width:1320px}.slide-footer a{text-decoration:none;border-bottom:1px solid #a7b5ba}.slide-footer .page-number{font-size:20px;font-variant-numeric:tabular-nums;flex-shrink:0}.cols{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:38px;align-items:stretch}.cols.three{grid-template-columns:repeat(3,minmax(0,1fr))}.cols.four{grid-template-columns:repeat(4,minmax(0,1fr));gap:22px}.rule-box{border-top:3px solid var(--ink);padding:24px 0 12px}.rule-box.teal{border-color:var(--teal)}.rule-box.coral{border-color:var(--coral)}.rule-box h3{font-size:30px;line-height:1.4;margin:0 0 16px}.rule-box p{margin:0;font-size:26px}.rule-box ul{margin:10px 0 0;padding-left:27px}.rule-box li{margin:8px 0;font-size:25px}.number{font-size:84px;line-height:1.15;letter-spacing:-3px;font-weight:700;font-variant-numeric:tabular-nums}.number .unit{font-size:34px;letter-spacing:-1px;margin-left:4px}.stat-label{font-size:25px;margin-top:16px;color:var(--muted)}.stat-detail{font-size:20px;line-height:1.5;margin-top:8px;color:var(--muted)}.teal-text{color:var(--teal)}.coral-text{color:var(--coral)}.big-copy{font-size:47px;line-height:1.5;letter-spacing:-1px;margin:0}.note{font-size:22px;color:var(--muted);line-height:1.55;margin:0}.callout{background:#e4eee8;border-left:6px solid var(--teal);padding:22px 28px;font-size:27px;line-height:1.5}.callout.warn{background:#f5e7df;border-color:var(--coral)}.tag{display:inline-block;color:var(--teal);font-weight:700;font-size:20px;letter-spacing:.03em}.badge{display:inline-block;font-size:18px;border:1px solid #a8bdbb;padding:5px 10px;border-radius:3px;vertical-align:middle}.slide table{border-collapse:collapse;width:100%;font-size:25px;line-height:1.5;table-layout:fixed}.slide th{text-align:left;border-bottom:2px solid var(--ink);padding:14px 16px;color:var(--muted);font-size:21px;font-weight:700}.slide td{padding:16px;border-bottom:1px solid var(--line);vertical-align:top}.slide td:first-child{font-weight:700}.slide table.compact{font-size:22px}.slide table.compact td{padding:12px 14px}.slide table.small{font-size:20px}.slide table.small td{padding:9px 13px}.slide table.small th{font-size:18px;padding:10px 13px}.table-note{font-size:19px;color:var(--muted)}.quote{border-left:4px solid var(--teal);padding:16px 32px;font-size:37px;line-height:1.55;margin:0}.scenario-label{color:var(--coral);font-size:20px;font-weight:700;letter-spacing:1px}.choices{display:grid;gap:13px;margin-top:18px}.choice{display:flex;align-items:center;gap:18px;border:1px solid #bdc9ca;padding:17px 22px;background:#fffaf3;font-size:27px;border-radius:4px}.choice .choice-letter{font-size:22px;display:flex;align-items:center;justify-content:center;background:#e5eae6;min-width:40px;height:40px}.choice.correct{border:2px solid var(--teal);background:#e6efe9}.answer-box{display:none;background:#dfeee4;padding:18px 24px;border-left:5px solid var(--teal);font-size:24px}.slide.answer-shown .answer-box{display:block}.slide.answer-shown .question-hint{display:none}.question-hint{font-size:20px;color:var(--muted)}.stack-bar{display:flex;overflow:hidden;width:100%;height:110px;margin:12px 0;background:#dae0dd}.stack-bar span{display:flex;flex-direction:column;align-items:center;justify-content:center;line-height:1.35;min-width:0;color:#fff;font-size:29px;font-weight:700}.stack-bar small{font-size:21px;font-weight:400}.stack-bar .stock{background:var(--teal)}.stack-bar .bond{background:var(--ink)}.stack-bar .cash{background:#78909d}.stack-bar .housing{background:var(--ink)}.stack-bar .emergency{background:#809ca9}.stack-bar .long{background:var(--teal)}.bar-row{display:grid;grid-template-columns:210px 1fr 160px;align-items:center;gap:18px;margin:10px 0;font-size:24px}.bar-track{height:38px;background:#e1e6e1;position:relative}.bar-fill{height:100%;background:var(--teal)}.bar-row .value{text-align:right;font-weight:700}.bar-legend{display:flex;gap:26px;align-items:center;font-size:20px;color:var(--muted)}.dot{display:inline-block;width:13px;height:13px;margin-right:7px;background:var(--teal)}.dot.navy{background:var(--ink)}.dot.coral{background:var(--coral)}.step-list{display:grid;gap:19px}.step{display:grid;grid-template-columns:54px 1fr;gap:20px;align-items:start;border-bottom:1px solid var(--line);padding-bottom:18px}.step>span{color:var(--teal);font-weight:700;font-size:30px}.step h3{margin:0;font-size:29px}.step p{margin:8px 0 0;font-size:24px;color:var(--muted)}.activity-layout{display:grid;grid-template-columns:1.15fr .85fr;gap:60px;align-items:center}.activity-card{background:var(--ink);color:var(--paper);padding:46px;min-height:400px;display:flex;flex-direction:column;justify-content:space-between}.activity-card .activity-letter{font-size:110px;line-height:1;font-weight:700;color:#8ed1bc}.activity-card h3{font-size:32px;line-height:1.4;margin:22px 0}.activity-link{display:inline-flex;align-items:center;justify-content:center;gap:16px;text-decoration:none;background:var(--teal);color:#fff;padding:18px 28px;font-size:27px;border-radius:4px;font-weight:700;align-self:flex-start}.activity-card .activity-link{background:var(--paper);color:var(--ink)}.activity-link:hover{filter:brightness(.95)}.activity-link:after{content:'↗';font-size:28px}.money-timeline{display:flex;gap:0;justify-content:space-between;position:relative;margin:30px 0 20px}.money-timeline:before{content:'';height:3px;background:#a5bab5;position:absolute;left:0;right:0;top:22px}.money-stop{position:relative;z-index:1;width:23%;padding-top:54px}.money-stop:before{content:'';width:18px;height:18px;border:6px solid var(--teal);background:var(--paper);border-radius:50%;position:absolute;top:8px;left:0}.money-stop strong{font-size:33px}.money-stop p{font-size:25px;color:var(--muted);margin:15px 0}.cover{padding:0;display:none}.cover.active{display:flex}.cover .slide-top,.cover .slide-footer{padding-left:74px;padding-right:74px}.cover .slide-top{padding-top:52px;margin-bottom:0}.cover .slide-body{display:grid;grid-template-columns:1.1fr .9fr;gap:0;padding:0 74px}.cover .cover-left{padding-right:50px}.cover h1{font-size:82px;letter-spacing:-4px;line-height:1.18;margin:20px 0 30px}.cover .subtitle{font-size:30px;margin:0 0 40px}.cover .author{font-size:25px;font-weight:700;margin:0 0 15px}.cover .credentials{font-size:18px;line-height:1.8;color:var(--muted)}.cover .cover-right{background:var(--ink);color:var(--paper);padding:52px 44px;height:580px;position:relative}.cover .cover-right .year{font-size:140px;letter-spacing:-8px;font-weight:700;line-height:1}.cover .cover-right .unit{font-size:40px;letter-spacing:-1px;margin-left:5px}.cover .cover-right>p{font-size:25px;margin:17px 0 38px;color:#b9d0ce}.cover .cover-footer{margin-top:28px;border-top:1px solid #536776;padding-top:20px;font-size:20px;color:#c8d6d4}.cover .slide-footer{padding-bottom:36px}.break-slide{background:var(--ink);color:var(--paper)}.break-slide h1{font-size:72px}.break-slide .slide-top,.break-slide .slide-footer,.break-slide .subtitle{color:#b8cece}.break-slide .part-label{color:#94cdbd}.break-timer{font-size:210px;font-weight:700;letter-spacing:-8px;font-variant-numeric:tabular-nums;line-height:1.1}.break-actions{display:flex;gap:18px}.break-actions button{font-size:25px;padding:18px 35px}.break-content{display:flex;align-items:center;gap:120px}.break-content p{font-size:31px;line-height:1.8;max-width:560px}.equation{display:flex;align-items:center;justify-content:space-between;gap:24px;font-size:45px;font-weight:700;letter-spacing:-1px}.equation>span{color:var(--muted);font-size:32px}.equation .term{display:flex;flex-direction:column;text-align:center}.equation small{font-size:22px;font-weight:400;color:var(--muted);margin-top:14px}.mini-chart{width:100%;height:290px;overflow:visible}.mini-chart text{font-family:var(--font);fill:var(--ink)}.checks{margin:0;padding:0;list-style:none;display:grid;gap:16px}.checks li{padding-left:38px;position:relative;font-size:28px}.checks li:before{content:'✓';position:absolute;left:0;color:var(--teal);font-weight:700}.deck-controls{height:70px;display:flex;align-items:center;justify-content:space-between;padding:0 24px;background:var(--paper);gap:15px}.nav-controls>button{font-size:25px;width:50px;padding:1px}.nav-controls span{min-width:80px;text-align:center;font-size:15px;font-variant-numeric:tabular-nums}.time-controls>span{font-variant-numeric:tabular-nums;font-size:20px;min-width:63px}.text-button{border:0;background:transparent;font-size:12px;padding:5px}.progress-track{height:4px;background:#d1dcd8}#deck-progress{height:4px;background:var(--teal);transition:width .15s}.notes-panel{position:fixed;right:16px;bottom:85px;top:85px;width:min(600px,calc(100vw - 32px));overflow:auto;padding:26px;background:#fff;box-shadow:0 16px 70px #102c4340;border:1px solid var(--line);z-index:30;border-radius:8px}.notes-panel[hidden]{display:none}.panel-head,.dialog-head{display:flex;justify-content:space-between;align-items:center;gap:20px}.panel-head h2,.dialog-head h2{font-size:23px;margin:0}.notes-panel h3{font-size:17px;margin:25px 0 8px;color:var(--teal)}.notes-panel p{font-size:16px;line-height:1.8;margin:0}.notes-panel .teacher-answer{background:#e6f0e8;padding:15px;font-weight:700}dialog{border:1px solid var(--line);border-radius:10px;width:min(1050px,94vw);max-height:88dvh;padding:30px;color:var(--ink);background:var(--paper)}dialog::backdrop{background:#102c4380}#toc-content{display:grid;grid-template-columns:1fr 1fr;gap:30px}.toc-part h3{font-size:19px;border-top:2px solid var(--ink);padding-top:17px}.toc-part>button{display:flex;text-align:left;width:100%;gap:12px;padding:10px 8px;border:0;border-bottom:1px solid var(--line);border-radius:0;background:transparent;font-size:14px;line-height:1.6}.toc-part>button:hover,.toc-part>button[aria-current="true"]{background:#deebe3}.toc-part .toc-num{color:var(--teal);font-variant-numeric:tabular-nums;min-width:23px}.toc-part small{margin-left:auto;white-space:nowrap;color:var(--muted)}.muted{color:var(--muted)}.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap}.skip{position:fixed;top:-100px;left:20px;background:var(--ink);color:white;z-index:99;padding:15px}.skip:focus{top:10px}.noscript{padding:40px;font-size:22px}.no-answer .answer-box{display:none!important}
@media(max-width:1100px){.text-button,#print-deck{display:none}.deck-controls{padding:0 12px;gap:6px}.note-controls,.time-controls{gap:5px}.deck-controls button{font-size:12px;padding:8px}.nav-controls>button{font-size:22px;width:40px}.header-actions{gap:5px}}
@media(max-width:720px){body{background:var(--paper)}.app-header{height:62px;padding:0 14px;gap:8px;position:sticky;top:0;z-index:9}.brand{font-size:13px;gap:8px}.brand>b{font-size:25px;padding-right:9px}.brand small{display:none}.header-actions .plain-link{font-size:12px;padding:8px}.header-actions button{font-size:12px;padding:7px;min-height:39px}#fullscreen{display:none}.stage{height:auto;min-height:calc(100dvh - 133px);overflow:visible}.stage #slides{position:static;transform:none!important;width:100%;height:auto}.slide{position:relative;inset:auto;width:100%;height:auto;min-height:calc(100dvh - 133px);padding:28px 22px 32px;overflow:visible}.slide-top{font-size:13px;margin-bottom:22px;gap:10px;align-items:flex-start;line-height:1.5}.slide-top .time-label{font-size:12px;gap:6px;flex-direction:column;align-items:flex-end;white-space:nowrap}.slide h1{font-size:34px;line-height:1.3;letter-spacing:-1.4px;margin-bottom:20px}.slide .subtitle{font-size:19px;margin-bottom:22px}.slide-body{font-size:20px;gap:22px;justify-content:flex-start}.slide-footer{font-size:11px;gap:16px;padding-top:28px}.slide-footer .page-number{font-size:13px}.cols,.cols.three,.cols.four,.activity-layout{grid-template-columns:1fr;gap:24px}.rule-box{padding:16px 0 3px}.rule-box h3{font-size:23px;margin-bottom:12px}.rule-box p,.rule-box li{font-size:19px}.number{font-size:62px;letter-spacing:-2px}.number .unit{font-size:28px}.stat-label{font-size:20px;margin-top:12px}.stat-detail,.note{font-size:16px}.big-copy{font-size:28px}.callout{font-size:20px;padding:18px}.slide table{font-size:15px;word-break:normal;table-layout:auto}.slide table.compact{font-size:14px}.slide table.small{font-size:13px}.slide td,.slide th,.slide table.compact td,.slide table.small td,.slide table.small th{padding:10px 7px}.slide th,.slide table.small th{font-size:12px}.table-note{font-size:13px}.table-scroll{overflow-x:auto}.table-scroll table{min-width:550px}.quote{font-size:25px;padding:12px 18px}.choice{font-size:19px;padding:13px;gap:12px}.choice .choice-letter{font-size:17px;min-width:32px;height:32px}.answer-box{font-size:18px}.question-hint{font-size:14px}.stack-bar{height:86px}.stack-bar span{font-size:20px}.stack-bar small{font-size:14px}.bar-row{grid-template-columns:100px 1fr 70px;gap:8px;font-size:15px}.bar-track{height:28px}.bar-legend{font-size:13px;gap:16px}.step{grid-template-columns:35px 1fr;gap:12px}.step>span{font-size:24px}.step h3{font-size:22px}.step p{font-size:17px}.activity-card{padding:28px;min-height:280px}.activity-card .activity-letter{font-size:72px}.activity-card h3{font-size:26px}.activity-link{font-size:20px;padding:14px 22px}.money-timeline{flex-direction:column;gap:20px;margin:0}.money-timeline:before{left:13px;right:auto;top:0;bottom:0;width:2px;height:auto}.money-stop{padding:0 0 0 48px;width:100%}.money-stop:before{width:14px;height:14px;border-width:5px;top:6px;left:2px}.money-stop strong{font-size:23px}.money-stop p{font-size:18px;margin:8px 0}.cover .slide-top,.cover .slide-footer{padding:0}.cover{padding:28px 22px}.cover .slide-top{padding:0;margin-bottom:28px}.cover .slide-body{display:flex;padding:0;gap:30px}.cover .cover-left{padding:0}.cover h1{font-size:47px;letter-spacing:-2px;margin:0 0 22px}.cover .subtitle{font-size:22px;margin-bottom:28px}.cover .author{font-size:19px}.cover .credentials{font-size:12px}.cover .cover-right{height:auto;min-height:420px;padding:32px}.cover .cover-right .year{font-size:105px}.cover .cover-right>p{font-size:21px;margin:15px 0 25px}.cover .cover-footer{font-size:17px}.cover .slide-footer{padding-top:30px}.break-slide h1{font-size:39px}.break-timer{font-size:105px;letter-spacing:-3px}.break-content{display:block}.break-content p{font-size:22px}.break-actions{gap:10px}.break-actions button{font-size:18px;padding:14px 25px}.equation{flex-wrap:wrap;justify-content:center;font-size:28px;gap:14px}.equation small{font-size:15px;margin-top:7px}.mini-chart{height:210px}.checks li{font-size:20px;padding-left:29px}.deck-controls{position:sticky;bottom:0;height:67px;border-top:1px solid var(--line);z-index:10;padding:0 10px}.deck-controls .time-controls{display:none}.note-controls{gap:4px}.note-controls button{font-size:11px;padding:6px;min-height:40px}#teacher-window{display:none}.nav-controls{gap:3px}.nav-controls span{min-width:52px;font-size:12px}.nav-controls>button{min-height:40px;width:32px}.progress-track{position:sticky;bottom:67px;z-index:10}#toc-content{grid-template-columns:1fr}dialog{padding:22px}.notes-panel{top:76px;bottom:84px}.slide .badge{font-size:13px}.tag{font-size:16px}}
.cols>*,.activity-layout>*,.slide-body>*{min-width:0}.table-scroll{max-width:100%}
@media(min-width:721px){
 .slide[data-id="etf-top10"] table.small td{padding-top:6px;padding-bottom:6px}
 .slide[data-id="both-down"] .slide-body{gap:14px}
 .slide[data-id="both-down"] .number{font-size:64px}
 .slide[data-id="both-down"] .rule-box{padding-top:14px;padding-bottom:4px}
 .slide[data-id="both-down"] .stat-label{margin-top:9px}
 .slide[data-id="both-down"] .choices{margin-top:0;gap:9px}
 .slide[data-id="both-down"] .choice{padding-top:12px;padding-bottom:12px}
 .slide[data-id="habit-debt"] .slide-body{gap:14px}
 .slide[data-id="habit-debt"] .choices{margin-top:6px}
 .slide[data-id="habit-debt"] .choice{padding-top:15px;padding-bottom:15px}
 .slide[data-id="habit-debt"] td{padding-top:12px;padding-bottom:12px}
}
@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important}}
html:fullscreen .presentation .app-header{display:none}html:fullscreen .presentation .stage{height:100dvh}html:fullscreen .presentation .deck-controls{position:fixed;bottom:0;left:0;right:0;height:60px;opacity:0;z-index:20;transition:opacity .15s}html:fullscreen .presentation .deck-controls:hover,html:fullscreen .presentation .deck-controls:focus-within{opacity:1}html:fullscreen .presentation .progress-track{position:fixed;bottom:0;left:0;right:0;z-index:21}